Touring apartments in Chicago is a contact sport. I’ve spent years weaving through West Loop high-rises, Lakeview walk-ups, and River North terraces that promise skyline views but deliver broom closets with optimism. If you want to win the hunt, you need to arrive prepared. Not Midwestern-polite prepared. Chicago prepared. This guide walks you through exactly what to bring so you don’t lose a great unit to someone faster, savvier, or already holding a pen.
Why Coming Prepared Matters in Chicago’s Rental Market
In popular neighborhoods, apartments can move in hours, not days. Buildings downtown may show five people the same unit back-to-back, and whoever hands over the strongest application packet first usually wins. Whether you’re relocating, upgrading, or finally jumping ship from a roommate who treats the living room like Wrigley Field, preparation can make or break your tour.
The Essential Chicago Apartment Tour Checklist
A Chicago apartment tour isn’t just sightseeing; it’s reconnaissance. Here’s what seasoned renters bring every time.
1. Government ID
Most buildings require ID to enter, especially downtown luxury towers with 24/7 security. If you show up empty-handed, you may get turned away before reaching the elevator.
2. Proof of Income or Employment
Chicago landlords tend to require income of at least 2.5–3x monthly rent. Bring:
- Recent pay stubs
- Offer letter (if relocating)
- Bank statements
- Freelancer invoices or tax returns
This is especially helpful when units rent in the $2,200–$3,400 range in areas like South Loop, River North, and West Loop.
3. A Printed or Digital Application Packet
In competitive buildings, I’ve watched renters apply in the lobby before the agent even locks the door. Bring:
- Completed rental application
- Previous landlord contact
- Credit report (optional but impressive)
- Co-signer details (if needed)
Having this ready can secure a spot before anyone else gets their shoes off for the tour.
4. Funds for Application Fees
Chicago application fees usually range from $40–$100 per person. Some luxury buildings add an administrative fee ($300–$500) and move-in fees ($250–$600). Having a debit or credit card ready prevents delays.
5. Your Phone as a Toolkit
A Chicago renter’s multitool:
Camera: Snap photos of finishes, view, sunlight, damaged areas, and storage.
Video: Walkthrough videos help compare units later.
Notes app: Track details like utility costs or move-in dates.
Compass app: Chicago renters obsess over light exposure. South-facing units are coveted.
6. Measuring Tape
Nothing humbles a person faster than discovering their beloved sectional won’t clear a hallway in a 1920s Lakeview walk-up. Bring a small tape measure to check:
- Bedroom size
- Closet depth
- Refrigerator alcove (older buildings vary wildly)
- Bathroom counters
- Entryway clearance for furniture
7. List of Must-Have Questions
Chicago apartments come with quirks. Ask:
Utilities:
- Is heat included?
- Who handles electricity—ComEd or building-billed?
- Average monthly utility cost?
Parking & Transit:
- Garage rates (downtown spots often run $200–$350/mo)
- Street permit zones
- Distance to CTA (especially winter priorities)
Fees & Policies:
- Pet rent and breed restrictions
- Move-in times
- Lease break fees
Having these written down prevents surprises come February when your heating bill suddenly looks like a ransom note.
8. Neighborhood Check Essentials
A great unit means nothing if the neighborhood doesn’t fit. Bring:
- Headphones off: Listen for noise
- Phone maps: Check commute routes
- A few extra minutes: Walk the block for grocery stores, transit, and whether that “quiet street” is actually a secret delivery truck corridor
9. A Trusted Friend (or Agent)
Chicago apartments can be deceptive. A second pair of eyes catches what you miss:
- Water pressure
- Strange smells
- Street noise
- Hidden storage
- Building traffic
If you’re using a rental agent, they’ll also explain concessions, floor plan variations, and which units get the best sunlight.
What Not to Bring on an Apartment Tour
Some things are better left at home.
- Don’t bring pets unless the building approves a meet-and-greet.
- Don’t bring large groups; Chicago leasing offices prefer focused tours.
- Don’t bring assumptions based on photos; they rarely capture true dimensions or the sound of the Brown Line rattling past your window.
Real Chicago Example: When Preparation Saves the Day
A renter touring in River North fell in love with a 1-bedroom listed at $2,475. Three groups were waiting in the lobby. She had her application and income docs ready; the others didn’t. She submitted on her phone before reaching the elevator again. The unit was taken off the market within 20 minutes. Preparation wins in this city.
Summary: What to Bring to an Apartment Tour in Chicago
Bring:
- ID
- Proof of income
- Application materials
- Funds for fees
- Phone for photos, videos, and notes
- Measuring tape
- Prepared questions
- Neighborhood evaluation mindset
- A friend or agent
Renting here isn’t just about finding a place—it’s about out-preparing everyone else.
Visit TourWithAgent.com to schedule curated apartment tours in Chicago with real availability, real pricing, and an expert agent to guide you.
